Insurance and Insurance Policy Litigation
Thousands, if not millions of people who live in Tennessee have paid for life insurance policies and for insurance policies covering damage to their homes, business or other property. As many Tennesseans have paid insurance premiums for coverage in the event they are sued by someone else (liability insurance coverage). When you need a Nashville insurance policy lawyer to help you, Pepper Law, PLC can provide you with experienced and aggressive representation. The firm takes insurance policy cases in Nashville and throughout Tennessee.
Whether you have a general commercial liability policy; homeowner’s policy; personal umbrella policy; errors and omissions policy; professional liability policy; are the beneficiary of a life insurance policy; or have any other type of insurance policy, there is always the chance that the insurance company will deny coverage to you. This is likely to happen just when you, your business or your loved ones most need the insurance protection for which you have paid. If you have a liability policy, the insurance company might defend you, but only with a reservation of rights. (When an insurance company reserves its rights, it reserves the right not to pay any damages for which you may be held liable).
If you are involved in a dispute or lawsuit with an insurance company regarding its failure to pay you or to provide insurance coverage to you, you should consult with a Nashville insurance policy attorney at Pepper Law, PLC. Insurance policies are complex and difficult to understand to most laypersons. That is why it is crucial to have an experienced lawyer to represent you in your insurance lawsuit. The lawyers at the law firm of Pepper Law, PLC have the experience and skill required to represent you in a lawsuit involving insurance coverage or involving an insurance company’s bad faith failure to pay you. Our firm can provide you with outstanding representation in any type of insurance policy case, including:
|• Life insurance policy cases||• Fleet coverage insurance cases|
|• Bad faith cases||• Business owners insurance policy cases|
|• Disability insurance policy cases||• Commercial package insurance cases|
|• Homeowner’s insurance policy cases / professional liability insurance cases||• Commercial property insurance cases|
|• Malpractice insurance cases||• Commercial umbrella insurance cases|
|• Errors and omissions policy cases||• Crime insurance cases|
|• Stop-loss policy cases||• Directors and officers liability insurance cases|
|• Commercial general liability policy cases||• Electronic data processing insurance cases|
|• Title insurance policy cases||• Employment practices liability insurance cases|
|• Business interruption policy cases / business income insurance cases||• Equipment breakdown insurance cases|
|• Accounts receivable insurance cases||• Liquor liability insurance cases|
|• Builders risk insurance cases||• Cargo insurance|
If an insurance company has failed to pay you, in some cases, it is possible to recover a bad faith penalty in addition to what the insurance company owes you under the policy. Moreover, it is also possible to recover punitive damages against an insurance company. Under Tennessee law, if a policyholder can prove that the decision of the insurance company to deny coverage or a claim was not made in good faith, the policyholder is entitled to recover a bad faith penalty. Sometimes, this Tennessee law is referred to as the “Bad Faith” statute or “Bad Faith Failure to Pay” statute. The Nashville based law firm of Pepper Law, PLC has years of experience handling insurance policy cases involving bad faith claims.