Life Insurance Policy Cases
Pepper Law, PLC can represent you aggressively and effectively in any type of case involving a life insurance policy or failure to pay life insurance benefits. We have years of experience forcing insurance companies to keep their promises. When you need a Nashville life insurance policy lawyer to help you, Pepper Law, PLC can provide you with experienced and aggressive representation. The firm takes life insurance policy cases not only in Nashville, but throughout Tennessee.
Probably, the two most common types of life insurance policies found in Tennessee are term life insurance policies and whole life insurance policies. Both types of policies require the life insurance company to pay a certain sum upon the death of the insured. Whole life insurance policies, like universal life insurance policies, variable life insurance policies, and variable universal life insurance policies, have an investment component. Term life insurance policies do not.
A life insurance company may deny the payment of benefits to a beneficiary of a life insurance policy for any number of invalid reasons. Some of the bases on which life insurance companies which offer life insurance policies in Tennessee deny life insurance benefits are:
- Fraud the life insurance company claims was committed by the insured
- A material misrepresentation which the life insurance company claims was made when the application for life insurance was completed
- A lapse of coverage allegedly caused by the failure of the insurance company to receive a premium payment
You should never automatically accept the reason put forth by a life insurance company for denying payment of life insurance benefits as being legitimate or consistent with the terms of the agreement made by the company. Life insurance policy terms, conditions, and exclusions are complex: So is Tennessee law related to life insurance policies. The Nashville insurance policy lawyers at Pepper Law, PLC are skilled and experienced when it comes to evaluating clients’ rights against insurance companies and recognizing illegitimate and bad faith denials of claims.How We Handle Life Insurance Policy Cases
If you, or someone you are looking out for, have been denied life insurance benefits which you believe ought to be paid, we will be glad to discuss your case with you for no charge. In fact, in most life insurance cases for which we are willing to accept representation, we are willing to represent clients pursuant to a contingency fee agreement. Under a contingency fee agreement, no fee is owed unless and until there is a recovery of money from the insurance company.
If a lawsuit is necessary to enforce your rights under a life insurance policy, there is a very good chance that the lawsuit will be settled favorably for you without the necessity of a trial. The key to obtaining fair settlements from life insurance companies is to retain lawyers with a reputation for taking cases to trial if necessary to achieve a fair settlement. At Pepper Law, PLC, we have over 40 years of combined experience with trial work and insurance policy litigation. If you need knowledgeable, skilled, reputable, aggressive trial lawyers with a reputation for winning to help you with your life insurance case, contact us. The firm handles insurance policy cases in Nashville and throughout Tennessee.